10 Point Construction Now Offers Flexible Home Improvement Financing

Bringing Your Home Improvement Project Within Reach

At 10 Point Construction, we know that many homeowners are ready to improve their homes but hesitate because of the upfront cost. Whether you're planning a new deck, replacing old siding, making structural repairs, or tackling a larger remodeling project, financing can make it possible to move forward sooner without draining your savings.

That's why we've partnered with Hearth, a leading home improvement financing platform that gives homeowners access to more financing options than a traditional bank or credit union can typically offer.

Why Consider Financing Your Home Improvement Project?

Many homeowners delay projects because they want to save more money first. Unfortunately, waiting isn't always the most affordable option.

A small structural issue can become a major repair. An aging deck can become a safety concern. Worn siding can allow moisture damage to develop behind your home's exterior.

Financing allows you to:

• Complete projects sooner

• Preserve your emergency savings

• Spread payments over time

• Address repairs before costs increase

• Enjoy the benefits of your improvements now

Why We Partnered with Hearth

We wanted a financing solution that gives our customers flexibility and choice.

Through Hearth, homeowners can:

Access 50+ Lenders

Instead of applying with a single bank, Hearth connects you with a network of 50+ lending partners, increasing the likelihood of finding a financing option that fits your needs.

Explore 0% Financing Options

Qualified applicants may have access to promotional financing programs, including 0% interest financing options from participating lenders.

Choose From Multiple Loan Types

Hearth offers a variety of financing solutions, including:

• Fixed-rate loans

• Personal loans

• Home improvement loans

• Lines of credit

• Promotional financing programs

This flexibility helps homeowners find a payment structure that works for their budget.

No-Cost Application

Homeowners can explore financing options with no cost and no obligation to proceed.

Payment Calculator for Your Project

To help homeowners plan with more clarity, 10 Point Construction offers a payment calculator directly on our website.

This tool allows you to:

• Estimate monthly payments based on your project cost

• Explore different financing scenarios

• Understand what fits within your budget

• Move directly from budgeting to requesting financing options through Hearth

Instead of guessing what a project might cost per month, homeowners can quickly see real numbers and make more informed decisions before moving forward with a deck, remodel, or exterior renovation.

Common Projects Financed Through Hearth

Homeowners frequently use financing for a wide variety of projects, including:

• New deck construction

• Deck replacement

• Pole barns and detached garages

• Structural repairs

• Home additions

• Kitchen and bathroom remodeling

• Siding and exterior renovations

• Roofing projects

• General home improvements

From essential repairs to major upgrades, deck financing, remodeling financing, and exterior renovation financing can help make projects more manageable.

How the Financing Process Works

The process is designed to be simple and homeowner-friendly:

1. Schedule a free estimate with 10 Point Construction

2. Review your project scope and cost

3. Apply through Hearth’s secure financing platform

4. Compare offers from multiple lenders

5. Select the financing option that works best for you

6. Move forward with your project

Many homeowners find that having financing options available makes it easier to start projects sooner rather than delaying them due to budget concerns.

Why Financing Can Make a Big Difference

Home improvement financing can help homeowners:

• Start projects sooner instead of waiting years to save

• Preserve savings and emergency funds

• Address repairs before they become more expensive

• Improve home safety, comfort, and value

• Break large projects into manageable monthly payments

For many families, financing is not about taking on unnecessary debt. It’s about creating flexibility to maintain and improve the home they already own.

Ready to Get Started?

If you’ve been thinking about a new deck, structural repair, or full home renovation, now is a great time to explore your options.

Contact 10 Point Construction today for a free estimate and learn more about our partnership with Hearth. With access to 50+ lenders, 0% financing options for qualified applicants, and flexible home improvement financing programs, your next project may be more achievable than you think.